Are wildfires typically covered by homeowners’ insurance?
The iced pumpkin lattes are already brewing and soon the weather will be a bit cooler. The change of calendar month is a reminder that soon we will prepare our home and enjoy our favorite activities that just scream autumn.
Did you know we cover the ordinary, spooky and unusual fall festivities in addition to your auto or home insurance needs?
Before you put the finishing touches on your costume and decorating your home; make sure you have liability coverage in place.
We offer a special events policy to help make the harvest festivities fun and safe. Contact us for your church, school or fundraiser events this autumn:
- Pumpkin Patches
- Parades
- Corn Mazes
- Art Festivals and Craft Shows
- 5k Walks / Runs / Cycling
What about smaller events hosted at home?
Review your home insurance policy terms to see if you are covered for slip-and-fall incidents, liability limitations and other things that can go bump in the night. Check your policy for exclusions and verify the state laws that can find you legally responsible.
Having a special events policy in place can help provide peace of mind and may fill in some gaps in coverage. We provide options for holiday parties, house warming, anniversary and birthday parties, retirement celebrations and more.
- Private Event Insurance is available for events hosted by individuals not open to the public.
- Wedding Insurance can cover a number of event-related situations from cancellation to liability, mishaps such as venues closing, vendor no-shows, extreme weather, damaged gifts, sickness or injury, liquor liability and more.
With packages starting at just $160 per event, you can choose the coverage that’s right for you.
Enjoy those spiced ciders, apple picking, harvest celebrations, and all your favorite fall activities during the season!
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