Why Are My Home Insurance Quotes So Different?
Do you know the signs of shingle damage?
Asphalt shingles are the most common roofing material in Texas and knowing the signs of damage can help prevent costly repairs. Your roof is the most critical element for protecting your home from severe weather. However, over time, it can suffer from wear and tear. Here are seven key tips for identifying problems:
Missing Shingles: Step back away from the house and look up at the roof for gaps in the shingle rows, which could signal storm or age-related damage.
Curling or Buckling: If shingles are not lying flat, they may be warping due to poor installation, trapped moisture, or extreme Texas summer temperatures.
Cracked or Broken Shingles: This can happen as shingles age and become brittle due to impact from a hailstorm.
Bald Shingles: Asphalt shingles lose their granules over time, leaving them vulnerable to UV rays and weather. Check for granules along the walkways surrounding your home after a rainfall.
Sagging Roof: A sagging roof could mean extensive water damage, insufficient roof decking beneath the shingles and required urgent attention.
Leaky Roof: Water stains inside your home or attic are often the first signs of roof leakage.
Inspections: Maintaining your roof is crucial. Regular inspections—especially after storms—help catch these issues early. If you are unsure of what you see, call a roofing professional for an expert opinion.
Texas Home Insurance Rate Increase?
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Roof maintenance tips
Make sure to inspect your roof regularly and after severe weather. An asphalt shingle roof will typically last about 15 years. As your shingles age, they become more susceptible to weather damage. Poor quality materials, improper installation, animal activity, or a tree branch brushing against the roof could also cause shingles to detach. Clean your gutters, trim overhanging branches, and keep your shingles in good condition to protect your home from weather damage. If you see significant issues, it might be time to call in a contractor for repairs or a possible roof replacement. Your roof does more than just provide a barrier between you and the elements—it plays a major role in keeping your home safe and dry.
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Descriptions of insurance products and packages are meant to offer general ideas only, are necessarily brief, and are subject to policy provisions, limits, deductibles, exclusions, and conditions that can only be expressed in the policy itself. In the event of a conflict, the terms and conditions of your policy prevail. This information is provided solely as an insurance risk management tool. It is provided with the understanding that we are not providing advice or any other professional services. We shall have no liability to any person or entity with respect to any loss or damage alleged to have been caused, by the use of this information.
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