Flood can be caused by torrential rain often associated with spring thunderstorms in Texas. Recent road construction, a creek coming out of its banks, slow steady rain over several days, recently built commercial developments, new home construction or simply a clogged street gutter backing up from the street into your yard are some other culprits of flooding.
For many of our Texas neighbors spring means more than sunshine, hiking, bluebonnets, river tubing, boating on Lake Travis and Canyon Lake. It also means home lawn maintenance.
Homeowners insurance can cover some jewelry up to a certain monetary value and protect from several perils. The most common perils are fire, windstorm, and theft. A typical home insurance policy only covers your jewelry up to a $500, 1,500, or maybe $5,000 depending on your policy terms and for only limited perils.
Starting long before your teen or college student receives a driver’s license, demonstrate the kind of safe driving behaviors you will expect, including never driving while distracted. Adding a young driver to your Texas auto policy can be a disruptive event for the family. Younger drivers are inexperienced behind the wheel and more susceptible to distraction when driving.
If you call and confirm you are government employee whose job has been furloughed due to the shutdown, and are having trouble making a payment as a result, some of our insurance companies have offered billing adjustments to temporarily assist during this unanticipated hardship.
Along with our Thanksgiving wishes to you and your family, we’ve also got some recipes, tips, and reminders on how to have the best holiday yet.
Hotel insurance is crucial to keep both your property and staff protected. What should you consider when getting hotel insurance?
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Coping with damage to your home or personal items can be disruptive. During this stressful time the insurance company tries to make the claims process as efficient as possible. So you can get back to normal as soon as possible.
We are not quite sure how the summer is slipping away here at Britton and Britton Insurance, however, it’s almost time to go back to school! When you pack up and head off to college there is one “to-do” to add to your list, other than writing a tuition check, a review of your insurance coverage.
Homeowners insurance and flood insurance is one of the important steps you can take to protect one of your biggest investments – your home. Most Texas home owners insurance policies do not cover flood – it is a separate policy. Unless its required by your mortgage lender at the time of purchase, then it can typically take 30 days to apply for flood insurance policy before it goes into effect.
